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Educational & Presentation Materials

The educational materials available by clicking the links below are offered free of charge, but only with the understanding that the user is not relying upon the information presented. No short paper or presentation can exhaustively cover any legal subject-matter, and papers presented to overview a subject at a point in the past may not be complete or current at this time. Thus, such papers are no substitute for legal advice unique to a client’s particular needs. However, the attorneys of Wells & Cuellar, P.C., welcome your inquiries concerning any questions raised by this material:

"Creditors have better memories than debtors." ~ Benjamin Franklin