Houston Lender Recoveries Lawyers

Collections and Remedies for Banks and Lenders

When a borrower defaults, it might be worthwhile to negotiate a solution or it might be most prudent to pursue the collateral and/or a deficiency balance. The Houston law firm of Wells & Cuellar, P.C., explores the options for financial institutions to recover money or stem their losses from commercial and consumer loans.

We handle debt collection and related legal actions on behalf of banks and lenders across Texas. Our attorneys have extensive experience with collections, liens foreclosures and repossessions, but we commonly engage debtors in workouts and other non-litigated or negotiated solutions.

"As Senior Vice President and Commercial Loan Recovery Manager for Amegy Bank, I have used the law firm of Wells & Cuellar P. C., for consumer and commercial debt litigation and collection, post-judgment collection remedies and bankruptcy cases.  I find them to be extremely responsive and very conscientious of providing effective and efficient results for their clients.  I highly recommend the law firm of Wells & Cuellar, P. C."

William C. Palko
Senior Vice President
Amegy Bank, N. A.

Texas-Based Recovery, Workout and Foreclosure Lawyers

We represent community banks and regional lenders in Houston, Beaumont, Dallas, Austin, San Antonio and throughout Texas. We also represent several national banks.

The lawyers of our collections and creditors' rights team have focused experience on behalf of the banking and financial industry. Founding attorney D. Brent Wells brings more than 35 years of experience in collection work and civil litigation. He is among the few Creditors' Rights Specialists practicing in Texas, as designated by the American Board of Certification. He is also a Texas-certified Commercial and Consumer Law Specialist qualified to defend lenders against mortgage defect lawsuits and other claims. James Cuellar also has 25-plus years of experience in collections, foreclosures, dispute resolution, litigation and appeals.

For any asset-based loan that is in or near default, we work closely with workout or salvage officers to analyze the loan documents, the collateral and the options for maximizing recovery or minimizing the loss:

  • Collections of arrears
  • Repossession or foreclosure
  • Deficiency judgments
  • Loan workouts and refinancings
  • Short sale or deed in lieu of foreclosure

Houston Lender Recoveries Attorneys

Whether you are committed to exploring solutions with the debtor or ready to cut your losses, Wells & Cuellar is known for prompt, effective, and cost-efficient counsel and representation. For a free initial consultation, call our Houston office at 713-222-1281 or contact us online.